Confused about where to start your Wealth Journey?

Aloha and welcome to our community!

My name is Melvin Mella; both my clients and friends call me Meg.

I'm a registered financial planner by profession, and I specialize in personal finance, individual fund preparation, debt remediation, and wealth preservation.

My mission is to help each person that I meet, live a happier, more fulfilled, and empowered life by being financially secure and free.

"Helping you to be Financially Secured and Free in life."

Just so you know, I've been in the same position as you.

Did you know that I did plan and act, but I didn't start fixing my funds until it was too late?

It took me a while to get back on track with my cash flow, savings, and assets. I knew I had to go to work right away, so I talked to a financial manager and a few other financial experts I trusted.

Now that I'm a financial planner, it's my way of "walking the walk" and "talking the talk."

That's why I'm here to share with you practical and smart ways.

I can be your guide, your coach, and your personal financial planner.

Helping people who are confused about money become as wealthy as they can be. Helping you to be Financially Secured and Free in life.

Personal Financial Planning

Personal financial planning is a way to think about and plan for cash flow. Designed to help people save for retirement, pay off debt, buy a home or car, and build up investments for future financial assets.

Personal financial planning is based on your goals, needs, and current situation. It helps us make smart choices about money. With the right skills and strategy, anyone can make a personal finance plan to reach their financial goals and improve their future.

Insurance Planning

Insurance protects us. Unpredictable financial problems. Insurance covers diseases, accidents, natural disasters, unforeseen damages, and death.

Families and individuals can rest easy with the correct insurance. Insurance planning covers essentials, health, and family. We assess risks and advise on insurance. Insurance planning prevents financial issues.

Investment and Wealth Creation

Building wealth is part of personal financial planning. When we invest, our money will grow. Wealth is made by collecting things that bring in money.

Since buying makes money, the two ideas go together. How you spend and make money depends on your financial goals and how comfortable you are with taking risks. Diversify your investments and keep them for a long time to reduce risk and build wealth.

Financial Wellness Seminars

Financial wellness workshops teach money management. Our events cover debt reduction, savings, and financial health. Budgeting, credit, investing, retirement, and more are covered at our event.

Professionals will speak and contribute. Meet like-minded people with comparable goals at the seminar. The Financial Wellness Seminar provides financial stability and peace of mind.

I was once mentored and helped, and now it is my turn to give back. And how can I help you?

Don't know where to start? Allow me to help you.

Personal Financial Planning Session

“If you fail to plan, you plan to fail”.

— Benjamin Franklin

Personal financial planning helps us meet our financial goals. It allows us to manage our finances well. Part of financial planning is risk management and budgeting. With a concrete financial plan, it helps us save for retirement and support our families. Financial planning provides a path to financial success.

And as your personal financial planner, I'll help you set financial objectives. I'll help you manage your cash flow, and strategize to attain your financial needs, in order for us to succeed in attaining both your short- and long-term goals through our financial planning.

Financial Wellness Workshops

Part of what I do is conduct financial wellness workshops for groups. Having such events is a great way to learn from and work on the knowledge we gather, which we can then apply individually to our own personal finances. When students engage in meaningful discourse on themes central to a given discipline, they are more likely to acquire cutting-edge knowledge and competence in that discipline.

“Leadership and learning are indispensable to each other.”

— John F. Kennedy

Corporate and Business Accounts

“As we look ahead into the next century, leaders will be those who empower others.”

— Bill Gates

With such benefits, employee benefits have become a critical component of any organization's strategy. Moreover, in today's competitive job market, offering employee benefits has become a necessity for businesses to remain relevant and attractive to prospective and current employees.

We can both collaborate to brainstorm strategies for how we can attract and retain top talent in an organization, boost employee productivity and morale, help employees maintain work-life balance, reduce employee turnover and absenteeism, provide tax benefits for both the employer and employee, demonstrate an organization's commitment to employee well-being